In the current climate it’s never been more important to ensure your holiday is protected.
Here at Blue Bay towers, we have been watching the Coronavirus outbreak updates very closely. Whilst there are areas the government is encouraging you not to travel to, there are still lots of destinations that have not been affected by the travel restrictions.
You can stay across the latest travel advice from the Foreign and Commonwealth Office (FCO) here.
So, when the unexpected becomes reality, what can you do to have a holiday to look forward to, whilst remaining financially protected?
Many of us generally think of travel insurance as a safety net should something untoward happen when we’re on our hols. But your travel insurance does more than just protect against your luggage going walkabout.
In the unique circumstances we currently find ourselves, things could change in an instant. UK travel insurance may cover costs if holiday plans must change due to illness. It can also help if you have to cut short or rearrange your trip.
If you haven’t been able to purchase travel insurance before a destination is deemed at risk, then your policy may not cover these costs. If you’ve already got your travel insurance sorted, then it may be worth having a double check through your policy to ensure your completely covered. If it looks a little light, then it’s definitely worth giving your provider a call to extend or beef up your cover.
If you have booked a package holiday and the FCO has provided advice against travel to the destination you’re due to fly to. Then your ATOL protection will cover the costs.
Other Things to bear in mind:
If your flights have been cancelled as a result of the travel restrictions (or cut-backs), you may be able to rearrange your flights or get your money back from the provider.
Let’s say you need to cancel your holiday, but the destination hasn’t been affected by the restrictions. You may find that you are not covered for this. The best thing to do is call your provider directly to discuss, as some special cases have been approved for coverage. Blue Bay Flexible Holidays may also be able to help here if you are still yet to book.
Illness away from home
If you should fall ill whilst on holiday and you need medical treatment, this should be covered by your provider (check your policy to be sure).
Blue Bay Flexible Holidays*
Our newly launched flexible holiday scheme puts the power in your hands. By booking a new holiday with us between 13 – 31 March 2020, you will be able to amend your departure date. You can also choose a completely new destination up to 59 days before your original departure date. If something goes wrong, or you change your mind. And best of all, these changes come with no amendment fee!
The option is available on selected resorts and airlines, please call us for more details. More information can be found here.
If you have any further questions about your level of coverage it’s always best to speak with your provider first. However, if you’d like any further details about your holiday, don’t hesitate to get in contact with our knowledgeable and friendly teams on 0844 644 8351